Proactive Risk Intelligence

Know What's Hiding
in Your Books.

The Business Health Check is a fixed-rate forensic analysis of your financial data — 50+ automated tests that surface fraud indicators, billing errors, and control gaps before they cost you.

Schedule a Confidential Call See How It Works

Fixed pricing · No retainer required · Results delivered in days

Certified Fraud Examiner (CFE) | CAMS Certified | FP&A Certified | Former Equifax & InComm Risk Leader

Most Losses Happen Quietly — Until It's Too Late.

The ACFE's 2024 Report to the Nations found that small businesses lose 5% of annual revenue to fraud each year — the majority going undetected for over 12 months. Beyond fraud, billing errors, duplicate payments, and control gaps quietly drain margins every quarter.

The problem isn't that business owners don't care — it's that they don't have the specialized tools or time to look. That's exactly what the Health Check is for.

Median fraud scheme runs 12 months before detection
Tip hotlines catch more fraud than audits — but only if controls exist
Owner-managed businesses are the #1 highest-risk category
5%
Average annual revenue lost to occupational fraud
$150K
Median loss per small business fraud scheme
12 mo
Typical time before a fraud scheme is detected
50+
Forensic tests run in every Health Check

What the Health Check Covers

50+ automated forensic tests across your financial data, organized by risk domain.

Fraud Indicators

  • Round-number transaction patterns
  • Benford's Law digit analysis
  • Duplicate invoice detection
  • Weekend / off-hours activity
  • Missing transaction sequences

Vendor & AP Risk

  • Fictitious / ghost vendor flags
  • Vendor-employee match analysis
  • Sole-source concentration risk
  • Split-payment schemes
  • Address & EIN anomalies

Payroll & Employee

  • Ghost employee detection
  • Payroll rate anomalies
  • Unapproved overtime patterns
  • Benefit / deduction irregularities
  • Terminated employee access

Expense & P-Card

  • Personal purchase patterns
  • Limit-splitting detection
  • High-risk merchant categories
  • Reimbursement vs. P-Card overlap
  • Excessive / outlier spend flags

General Ledger

  • Journal entry override detection
  • Unusual debit/credit patterns
  • End-of-period manipulation
  • Contra-account activity
  • Segregation of duty conflicts

Composite Risk Score

  • Weighted entity risk score (0–100)
  • Vendor risk sub-score
  • Employee risk sub-score
  • Priority findings ranked by severity
  • Executive PDF report

From Data to Answers in Days

The entire process is designed to be simple on your end — we do the heavy analytical lifting.

1

Confidential Consultation

We start with a brief call to understand your business, concerns, and data sources. No obligation — just clarity. Everything you share is protected by a strict NDA.

2

Secure Data Transfer

You securely export data from your accounting system (QuickBooks, Sage, NetSuite, etc.) and send it via encrypted transfer. We accept CSV exports — no software integration required.

3

Forensic Analysis

Our proprietary Illuminate platform runs 50+ forensic tests against your data — Benford's Law, duplicate detection, vendor anomaly analysis, payroll review, and more. Every flagged item is verified by a human analyst.

4

Your Results Dashboard & Report

You receive a private results dashboard and a comprehensive PDF report including your Composite Risk Score, prioritized findings, and specific remediation recommendations — delivered within 5 business days.

Who Benefits Most

Small Business Owners

Concerned about employee theft, billing irregularities, or simply want the peace of mind that comes from an independent review of your books.

Buyers & Investors

Considering acquiring a business or making a significant investment? A Health Check surfaces hidden risks before you sign — not after.

Non-Profits & Boards

Board members have fiduciary obligations. A Health Check provides the independent financial oversight that protects your organization's mission and donor trust.

Ready to See What's There?

A 15-minute call is all it takes to get started. Completely confidential — whether you find something or not.

Schedule Your Confidential Call

No retainer · Fixed pricing · NDA-protected